Business Secure Plus can complete policy issuance within minutes through Zurich Edge.
Zurich Kotak General Insurance (ZKGI) has introduced Business Secure Plus, a digital-first insurance proposition designed to streamline risk protection for small and medium-sized enterprises (SMEs) in India.
Powered by Zurich’s global technology platform, Zurich Edge, the modular solution provides a single interface covering the end-to-end policy lifecycle, including quotation, purchasing, servicing, referrals, and underwriting.
The platform enables businesses to customise premiums and coverage to their risk profiles, with policy issuance completed within minutes.
SMEs contribute nearly 30% of India’s gross domestic product (GDP), yet insurance adoption in the sector remains constrained by the friction of managing separate policies across multiple risks and regions.
Business Secure Plus addresses this by bundling multiple protections into a unified package, removing the need for businesses to purchase and manage individual policies for different risks.
The available covers under Business Secure Plus include Fire & Special Perils, Burglary & Housebreaking, Electronic Equipment, All Risk, Fidelity Guarantee, Directors & Officers Liability, Employee Compensation, Money, and Machinery Breakdown.